Traditionally, travellers would buy insurance from a bank on the street or via a travel agent. But the widespread proliferation of the internet in recent years means that online travel insurance sites - run by travel agents, large insurance companies and independents - have shot up in number. Buying your travel insurance online holds a number of advantages for the consumer - not the least of which is the fact that you’ll be able to think about which travel insurance option is right for you without being pressured by salespeople.

Browse any online travel insurance provider’s site and you’ll be able to compare benefits to see which policy is best for you. For instance, if you’re planning a week’s trip to Paris to sample some of France’s best art museums, galleries, and to get a taste of fine French dining, it’s unlikely you’ll need anything more than a basic travel insurance package. This will usually cover essential items, such as your passport, baggage, personal items and a limited amount of medical coverage.

However, if you’re hoping to head off to the French Alps on a skiing holiday, you’ll need special winter sports cover. This will insure your expensive skiing or snowboarding equipment and, if it is a quality policy, it will protect you against any unexpected developments in your holiday, including avalanche closure, hotel closure and even physiotherapy if you return from your vacation with an injury.

What’s more, if you opt for online travel insurance, you’ll find that your coverage can insure more than just accidents and mishaps: for instance, if you’re a scientist, journalist or researcher who’s travelling on an expedition to a dangerous region, or if you are visiting a Pacific Island at risk from volcanic eruption, or if you’re a businessman and you want to protect your business documents and samples from being lost or stolen.

With such a wide variety of concerns to think about on your holiday, it’s important that you consider your options carefully before you choose which travel insurance policy is right for you. Buying your travel insurance online allows you to do this in comfort and with ease - so why delay any longer! Get your holiday cover online and set your mind at ease.